Why Good Credit is So Important
Your credit score can have a major bearing on your financial and emotional wellbeing.
Bad credit can prevent you from getting a loan, getting a credit card, getting a job or
buying a car, house or just about anything else!
Who we are ?

History

After filing a bankruptcy in 1991 as a result of a previous business failure, our founder and CEO found himself faced with rebuilding his credit. With very little information available dealing with restoring credit and faced with possibly 7-10 years of poor credit, he embarked on a quest to learn all the related laws, procedures and loopholes available.

After several years of trial and error, he perfected and cleared his credit at which time friends and relatives asked him to do the same for them.

Thus a new business was born assisting people in need to clear and clean their credit circa 1994.

Who We Are


Is a consulting firm with offices in Cincinnati, Ohio, Casper, Wyoming and Wayne, Pennsylvania. We work with Clients, Lenders, Mortgage Brokers and Realtors across the nation to help borrowers with less than perfect credit scores increasing their chances for loan approval.

The most important difference between Life Compass IDS and other firms is that we are not a credit repair company. Credit Repair companies only work on 35% of what makes up a credit score. Life Compass IDS works on 100% of the factors that make up a client's score.

All Life Compass IDS work undertaken on behalf of our clients is represented by Rick Jones Associates, Attorney at Law.

 

Your credit score is a numerical value assigned to the consumer that reflects credit worthiness based on some given statistical model. It differs depending on the credit bureau that issues it.
Testimonials